Spring is a great time to take stock of your healthcare needs and ensure that you are getting the most out of your Medicare coverage. Here is a springtime checklist for Medicare recipients to make sure they are getting proper coverage:
1. Review your Medicare plan
Take some time to review your Medicare plan to make sure that it still meets your needs. Check if there have been any changes in your health or medication, and see if your current plan still provides adequate coverage.
2. Check your drug coverage
It’s important to make sure that your Medicare Part D plan covers all the medications you need. If you find that your current plan does not cover all your medications, you can look for low-cost generic alternatives that may be covered by your plan, or consider switching to a plan that better meets your needs during the next open enrollment period.
3. Schedule a wellness visit
Medicare covers an annual wellness visit that can help you stay on top of your health. Schedule a visit with your healthcare provider to discuss your health goals and any concerns you may have.
4. Schedule recommended screenings
Medicare covers a variety of preventative screenings, including cancer screenings, diabetes screenings, and cardiovascular screenings. Check if you are due for any of these screenings and schedule them as needed.
5. Sign up for a fitness program
Many Medicare Advantage plans and some supplement plans offer fitness programs at no additional cost. Sign up for a program that meets your needs and goals, whether it’s a gym membership or a yoga class.
6. Check your vision and hearing coverage
Original Medicare does not cover routine vision or hearing exams, but some Medicare Advantage plans do. Check if your plan covers these services and schedule any needed exams.
7. Take advantage of telehealth services
Many Medicare Advantage plans offer telehealth services that allow you to consult with healthcare providers remotely. This can be a convenient and cost-effective way to receive care for minor health issues.
8. Review your out-of-pocket costs
Medicare recipients are responsible for some out-of-pocket costs, such as deductibles and copayments. Review your plan’s summary of benefits to understand these costs and how they may affect your budget.
9. Consider switching plans
If you find that your current plan no longer meets your needs, consider switching to a different plan during the next open enrollment period. You can compare plans and enroll in a new plan through My Medicare Network.
10. Stay informed
Finally, stay up-to-date on the latest Medicare news and information. Sign up for newsletters or follow My Medicare Network on social media to stay informed about any changes to the program and how they may affect you.
By following this checklist, Medicare recipients can make sure that they are getting proper coverage and may find a Medicare Advantage plan with extra benefits that better fits their needs.
To learn more about the Medicare options available to you, contact a licensed insurance agent at My Medicare Network* today at 440-793-7745
*Not connected with or endorsed by the U.S. government or the federal Medicare program.