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Medicare For Veterans

One of the biggest missed benefit opportunities for Veterans who utilize the VA for their healthcare is adding a Medicare Advantage Plan as secondary coverage.

For purposes of the Medicare conversation, veterans typically fall into two categories. Those who have TRICARE coverage and those that don’t. Let’s be clear here… If you are currently on TRICARE coverage you may stop reading as you basically have the best healthcare coverage available and putting a Medicare Advantage plan as secondary coverage to TRICARE will only cause more headaches than benefits for you. Don’t let anyone try to convince you otherwise!

Now, if you are a veteran who utilizes the VA for your healthcare needs (not on TRICARE) and you are currently paying for Medicare Part B, you absolutely should consider putting a zero premium (or low premium) Medicare Advantage Plan as secondary coverage to your VA Benefits.

Please read the FAQ’s below to learn more about why this combination is so successful for most veterans who are not on TRICARE.

If you qualify for veterans’ healthcare benefits and you choose to enroll in Medicare, you can get treatment under either program, but you’ll need to decide which benefits program you want to use before care. As a general rule, VA will not cover expenses that occur outside of a VA facility. By having a Medicare Advantage plan in place, you can now receive coverage at more locations and allows for second opinions for major medical procedures.

If you are a veteran, on VA benefits and currently paying for Medicare Part B premiums you can put a zero premium (or low premium) Medicare Advantage plan in place as secondary coverage. Doing this may provide you many benefits like, dental insurance, vision insurance, Part B premium reimbursements, quarterly over-the counter (OTC) benefits and not to mention the ability to get a second opinion for major medical procedures from a physician outside of the VA.
Yes, you must have Medicare Part B to be eligible for a Medicare Advantage plan. Q: If I have TRICARE, why shouldn’t I get a Medicare Advantage plan as well? A: Quite simply, TRICARE and Medicare do not play nice together. Nothing prevents you from signing up for a Medicare Advantage plan, but if you do, expect to have billing issues and infighting between TRICARE and Medicare over who pays what bills. Take our word for it, it’s not worth it.
Quite simply, TRICARE and Medicare do not play nice together. Nothing prevents you from signing up for a Medicare Advantage plan, but if you do, expect to have billing issues and infighting between TRICARE and Medicare over who pays what bills. Take our word for it, it’s not worth it.
A Medicare Part B reimbursement is available on some Medicare Advantage plans and what this does is it provides a monthly reimbursement or credit back to your Part B expense. So think of it this way, if you are paying $165 per month for your Part B expense, automatically deducted from your social security check, and say your reimbursement from your MA plan is $75 per month… Your social security check will essentially increase by $75 per month as instead of paying $165 per month you’ll now be paying $95 per month due to the reimbursement.
Yes, we work with most of the nations largest insurance carriers and will compare all their benefits for you to help you enroll in the one that meets your personal healthcare needs. Our services are completely free to use!

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