For purposes of the Medicare conversation, veterans typically fall into two categories. Those who have TRICARE coverage and those that don’t. Let’s be clear here… If you are currently on TRICARE coverage you may stop reading as you basically have the best healthcare coverage available and putting a Medicare Advantage plan as secondary coverage to TRICARE will only cause more headaches than benefits for you. Don’t let anyone try to convince you otherwise!
Now, if you are a veteran who utilizes the VA for your healthcare needs (not on TRICARE) and you are currently paying for Medicare Part B, you absolutely should consider putting a zero premium (or low premium) Medicare Advantage Plan as secondary coverage to your VA Benefits.
Please read the FAQ’s below to learn more about why this combination is so successful for most veterans who are not on TRICARE.
If you qualify for veterans’ healthcare benefits and you choose to enroll in Medicare, you can get treatment under either program, but you’ll need to decide which benefits program you want to use before care. As a general rule, VA will not cover expenses that occur outside of a VA facility. By having a Medicare Advantage plan in place, you can now receive coverage at more locations and allows for second opinions for major medical procedures.