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If you’re entitled to Plan A and/or enrolled in Part B of Original Medicare, you’re eligible to join a Part D plan. My Medicare Network can help you understand your eligibility and explain to you the Medicare Part D plans that are available to you.
If you don’t join a Medicare Drug plan when you are first eligible for Medicare Part A and/or B and you go without creditable prescription drug coverage for 63 continuous days or more, you may have to pay a late-enrollment penalty to join a plan at a later date. This penalty amount changes every year, and you will have to pay it as long as you have Medicare prescription drug coverage. What if you get prescription drug coverage from TRICARE, The VA or Federal Employee Health Benefits Program? Most people keep their TRICARE, VA, or FEHBP prescription drug coverage as long as they still qualify
Contact your benefits administrator or your insurer for information about your benefits before making any changes. In most cases, it will be to your advantage to keep your current coverage. However, in some cases, adding Medicare pdp coverage can provide you with extra coverage and savings.